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Whether it is by glancing at your Singapore mortgage, or by seeing the comparison of the yields in the rental market, or through an inquiry on why so many investors are stampeding to go to Dubai, you are not alone. The question of how to purchase property in Dubai in Singapore has been among the most popular investment questions among the global clients over the last two years. High ROI, tax efficiency, freehold, and Golden Visa opportunities have made Dubai one of the most preferred foreign markets for Singaporean investors seeking a good life and long-term wealth creation.
This guide will include a data-driven, strategic breakdown available only to Singaporean buyers. It is not just a guidebook but a roadmap of international real estate success.
Why Singaporeans Are Purchasing Dubai Property in 2025
Hard figures, rather than rumors, are driving increased attention among Singaporeans to property purchase procedures in Dubai. Singaporeans who are buying property in Dubai are enticed by a market where:
- The average rental returns are 6-9, compared to 2-3 in Singapore.
- It has no annual property tax, unlike Singapore.
- It has a stable and USD-pegged AED, which provides predictable currency conditions.
Freehold ownership gives foreigners complete management of assets- something that is hard to find in most of the global markets.
All these imply that Dubai real estate investment by Singaporeans is not only an alternative but also a diversification strategy.
Do Singaporeans Buy Dubai Property? Absolutely.
The greatest fallacy is that foreign Ownership is limited. As a matter of fact, foreigners are not new to the legal freehold property in Dubai, which was established almost 20 years ago. This is why the purchase of real estate in Dubai by Singaporeans is now a significant trend worldwide.
Freehold Zones
Freehold property in Dubai for foreigners is allowed in areas such as:
- Dubai Marina
- Downtown Dubai
- Business Bay
- Dubai Hills Estate
- Jumeirah Village Circle (JVC)
- Palm Jumeirah
- Dubai Creek Harbour
You bequeath, permanently, in these areas, the property, and may rent, sell, or give it.
Market Snapshot 2025: Why Buy Now?
Dubai recorded AED 559.4 billion in property transactions in 2024, and 2025 is already exceeding projections. This surge has made Dubai property investment for Singaporeans a top opportunity.
ROI Breakdown (2025 Estimates)
Area | Average ROI | Investor Profile |
|---|---|---|
JVC | 8.1% | Entry-level investors |
Dubai Marina | 7.2% | High rental demand |
Business Bay | 7–8% | Short-term rentals |
Dubai Hills | 6.3% | Families & long-term |
The data shows why Singaporeans buying property in Dubai are leaning toward high-yield communities and off-plan projects.
The Singapore vs Dubai Investment Comparison (Clear & Honest)
A key reason people research how to buy property in Dubai from Singapore is simple: the numbers favor Dubai.
Factor | Singapore | Dubai |
|---|---|---|
Rental Yield | 2–3% | 6–9% |
Property Tax | Yes | No |
Capital Gains Tax | Yes | No |
Stamp Duty | 20–60% | 4% only |
Freehold Rights | Limited | Whole freehold property in Dubai for foreigners |
Foreign Buyer Restrictions | High | None |
This explains the shift toward buying Dubai property from abroad, especially for Singapore investors seeking less regulation and more freedom.
How to Buy Property in Dubai: Step-by-Step Guide (2025 Edition): Singapore.
This is the easiest way to follow, and it is accurate and exact. It aims to help anyone grasp the process of purchasing property in Dubai in Singapore without misunderstanding.
Step 1 – Budget and Pre-Approve Mortgage.
Most banks offer non-residents financing of 50-60%.
You’ll need:
- Passport
- 6 months bank statements
- Proof of income
- Singapore residential address.
The pre-approval will reduce processing time and bring transparency to Singaporeans purchasing property in Dubai.
Step 2: Select a suitable Community.
The strategy of your investment is in your decision.
- Yield? → JVC, Business Bay
- Valuation? → Dubai Creek Harbour.
- Luxury? → Palm Jumeirah
- Living in the family? → Dubai Hills Estate.
It is a critical step for anyone investigating Dubai property investment among Singaporeans.
Step 3: Collaborate with an RERA-certified Agent.
- Should only deal with licensed brokers.
- This cannot be compromised when purchasing Dubai property overseas.
Step 4 — Signing Sales Agreement (Form F)
- You put down 10 percent, which is in escrow until transfer.
- This is what positions you and keeps both sides safe.
Step 5 — Obtain Developer NOC
No Objection Certificate guarantees:
- Service charges are paid.
- No outstanding liabilities
- Property is cleared for sale.
- Foreigners must own property in Dubai to hold freehold rights.
Step 6: Change Ownership in an office of the Trustee.
This is the final legal step.
Once complete:
- Your online Title Deed is displayed immediately.
- DLD grants you Ownership of the freehold.
- The UAE system recognizes you as a legal entity.
This will be the point that all the guides on purchasing property in Dubai and Singapore emphasize.
Step 7 — Post-Transfer Setup
- DEWA registration
- Ejari (for rentals)
- Property furnishing
- Leasing strategy
The above steps will ensure that Singaporeans purchasing property in Dubai can achieve returns as soon as possible.
5 tips on how to do the rental strategy in Singapore as an investor.
Dubai property investment among Singaporeans has various rental options, whether long-term or short-term.
Long-Term Leasing
Stable and predictable.
Holiday Homes (Airbnb)
Better money, unstable and very lucrative.
Corporate Leasing
Companies prefer this as employee accommodation.
All solutions are effective when purchasing Dubai real estate overseas, particularly in a hands-off investment.
Cost of Buying Dubai Property (Full Breakdown for Singapore Buyers)
Cost | Amount | Notes |
|---|---|---|
DLD Transfer Fee | 4% | One-time |
Trustee Office Fee | 4,000 AED | Cheaper for properties <500k |
Title Deed Fee | 580 AED | Digital |
Agency Fee | 2% | Standard |
Mortgage Registration | 0.25% | If the loan is used |
Valuation Fee | 2,500–3,500 AED | Required |
These figures apply to freehold property for foreigners in Dubai and align with regulations for Singaporeans buying property there.
Golden Visa Benefit(Singapore Missing Benefit)
The purchase of an asset valued at AED 2M or more can be used to obtain a 10-year UAE Golden Visa.
This ranks among the most significant drivers of property-buying searches in Singapore in 2025.
Benefits include:
- Long-term residency
- Family sponsorship
- Business setup eligibility
- No local sponsor required
This is the only advantage that can make life mobility in Singaporean property investment in Dubai not a mere ownership.
Case Study: A Singaporean Investor in Dubai Property as an Expatriate.
One of the Singaporeans bought an AED 2.1M apartment in the Dubai Marina, when he was still in Singapore:
- 60% mortgage
- AED 7,900 monthly repayment
- Rented for AED 13,000 per month
- Net annual ROI: 6.9%
- Golden Visa secured
- Full freehold ownership assured.
This is an actual case of how purchasing Dubai real estate is not just feasible but also highly lucrative, even in the global market.
Tips for Singaporeans buying property in Dubai (2025 edition).
- Lock exchange rates early.
- Only licensed RERA brokers should be used.
- Compare the reputations of developers.
- Do not buy impulsively due to marketing.
- Before the final transfer, a visit is possible.
- Service fee charges- they impact ROI.
- Review community master plans for the growth potential.
Such inside information simplifies and secures the property purchase process for Singaporeans in Dubai.
Last Impression: Why Dubai Is Emerging as a Singaporean Investment Hub.
Dubai property investment among Singaporeans is more topical than ever, whether for yield, the Golden Visa, or portfolio expansion. This stability, transparency, and high returns are reasons why thousands are studying how to buy property in Dubai in Singapore, how to get freehold property in Dubai as a foreigner, and how to purchase Dubai property confidently as a foreigner.
Dubai compensates for transparency, planning, and ambition, and the Singaporean investor sees 2025 as one of the most promising entry points the market has ever seen.
FAQs
Q1: Can Singaporeans legally buy property in Dubai?
A: Yes. Singaporeans can fully own freehold property in Dubai in designated areas such as Dubai Marina, Downtown Dubai, Palm Jumeirah, and Dubai Hills Estate, with full rights to rent, sell, or transfer ownership.
Q2: Is buying property in Dubai more profitable than Singapore?
A: In most cases, yes. Dubai offers average rental yields of 6–9%, compared to 2–3% in Singapore, with no annual property tax or capital gains tax, making it highly attractive for Singaporean investors.
Q3: Can Singaporeans get a mortgage to buy property in Dubai?
A: Yes. UAE banks offer 50–60% financing to non-resident Singaporeans, subject to income proof, bank statements, and credit assessment, making overseas property investment accessible.
Q4: Does buying property in Dubai qualify Singaporeans for a Golden Visa?
A: Yes. Purchasing property worth AED 2 million or more qualifies Singaporean buyers for a 10-year UAE Golden Visa, allowing long-term residency, family sponsorship, and business setup benefits.
